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Wednesday, February 2, 2005 - 9:34amSanction this postReply
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I have been seeing a trend.  I first noticed it on web sites that sign you up for email lists.  Unless I "opt out", I am opted in.
 
Today a similar thing happened, my geico bill (car insurance) went up by $24.  Why?  It was because I did not "opt out" of a change to my policy.  I called them up and found there is some law that requires insurance companies to add something to my policy unless I explicitly choose not to do it (by signing a form).
 
To me, I just feel like this idea of having to opt out is "wrong" and I want to get "you all's" insights.
 
Mine: 
It can put people in a position of self defense, and for what?  Why is a negating action available rather than a positive action?  I really do not know what angle to look at it from.  One angle is that it forces people to be aware of a choice(by cornering them), but what's the motivation for that?  Another angle is that it causes conflict, but again what would the motivation be for that?  I suppose I am looking for motivation or purpose, but I also want to see what it leads to.
 
 


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Wednesday, February 2, 2005 - 7:54pmSanction this postReply
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William,

I think this is one of the catches where they know people aren't paying attention and, with millions of customers, nicking them a little here and there means a huge amount of money for them. The "for what" is money, money, money.

The reference to the law may indicate the principle of "self regulating" in regulated industries. They lobby [pay off?]for clever wording in regulations that benefits them. Sorry to be so cynical but the answer to all your questions is money is the reason. You REALLY have to pay attention to your money to hang on to it.


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